Last Updated: January 7, 2026

Welcome to INSUREU2. These Terms of Service (“Terms”) govern your access to and use of the INSUREU2 website, any INSUREU2-branded portals, and any interfaces that present, market, list, compare, or route you to independently operated solutions offered by separate legal entities (collectively, the “INSUREU2 Service”).

The “INSUREU2 Service” means the platform experience provided to you via insureu2.club and related features, including (i) websites, pages, forms, applications, user interfaces, features, functionalities, recommendations, directories, listings, and routing capabilities, and (ii) all material, including images, videos, text, and audio associated with the INSUREU2 Service (“Platform Content”).

These Terms set out the agreement between you and the INSUREU2 Service operator regarding how you may use the INSUREU2 Service and what responsibilities you and the INSUREU2 Service operator have to each other. These Terms contain important information regarding your legal rights.

BY USING THE INSUREU2 SERVICE, YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS AND OUR PRIVACY POLICY (SET FORTH BELOW), WHICH DESCRIBES OUR PRIVACY PRACTICES IN DETAIL AND IS INCORPORATED HEREIN BY REFERENCE. PLEASE READ THEM CAREFULLY. IF YOU DO NOT AGREE, DO NOT USE THE INSUREU2 SERVICE.

1. Eligibility, Acceptance of Terms, and Registration

1.1 Eligibility

The INSUREU2 Service is intended for individuals who are 18 years of age or older. By accessing or using the INSUREU2 Service, you represent and warrant that you are at least 18 years old and that your use of the INSUREU2 Service will comply with applicable laws.

1.2 Acceptance of the Terms

You may access the INSUREU2 Service in accordance with these Terms. You represent that you have read, understand, and agree to be bound by these Terms in connection with your access to and/or use of the INSUREU2 Service. If you do not agree to these Terms, you may not access or use the INSUREU2 Service. Each time you use the INSUREU2 Service, you will be deemed to have agreed to these Terms.

1.3 Supplemental Terms

Supplemental terms and conditions may apply to your use of certain aspects or features of the INSUREU2 Service (“Supplemental Terms”), which we may provide to you or post within the INSUREU2 Service. For example, any promotions, trials, contests, sweepstakes, product-specific rules, or feature-specific usage rules may be subject to Supplemental Terms. Any Supplemental Terms are in addition to and deemed part of these Terms, and to the extent there is a conflict between Supplemental Terms and these Terms, the Supplemental Terms will prevail with respect to such conflict.

1.4 Modifications to the Terms

YOUR ACCESS TO OR USE OF THE INSUREU2 SERVICE IS GOVERNED BY THE THEN-CURRENT TERMS. We may modify these Terms, and such changes will be effective (i) for existing users, thirty (30) days following either notification to you or our posting of the changes on the INSUREU2 Service, or (ii) for new or returning users during such 30-day period, at the time of registration or use. Your continued access or use after we post changes will be deemed acceptance of these Terms as modified.

Customer service representatives are not authorized to modify these Terms or any Supplemental Terms, either verbally or in writing, and any such modifications will have no effect.

1.5 Account Registration (If Applicable)

You may be asked to provide registration information to access certain features. You are responsible for providing correct, current, and complete information and for maintaining the accuracy of such information. You agree that we may take steps to verify the information you provide. Any usernames, passwords, access keys, or authentication credentials (“Passwords”) are for your personal or authorized business use only. You are solely responsible for maintaining the security of your Passwords and agree to immediately notify us of any unauthorized use or security breach related to your account.

1.6 Account Sharing (If Applicable)

Unless expressly permitted in applicable Supplemental Terms, accounts are for personal or authorized business use only and may not be shared outside of your organization or household (as applicable). You are solely responsible for all activity conducted through your account.